What is a life care plan?

A detailed report, usually prepared by a nurse or physician specialist, that projects your future medical, equipment and care needs and their costs. It's central to valuing a catastrophic claim.

Can I get a structured settlement?

Yes. Large settlements are sometimes paid partly over time, which can provide steady income and tax advantages. See how settlements work.

How long do catastrophic injury cases take?

Often longer than other cases, sometimes two to three years or more, because the full extent of the injury takes time to understand.

Will my health insurer or Medicare need to be repaid?

Usually, from the settlement. Lawyers often negotiate these liens down, and Medicare may require planning for future medical costs.

What if the injury left me unable to work at all?

Lost earning capacity covers what you would have earned over your working life. Vocational experts and economists help calculate it.

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