Does not wearing a helmet hurt my claim?

It usually doesn't bar a claim. But in some states, the insurer can argue your head injuries would have been less severe with a helmet, which may reduce that part of your damages. Helmet laws vary by state.

Are insurers biased against motorcyclists?

Adjusters sometimes assume riders were speeding or weaving. Strong evidence, such as photos, witnesses, video and crash reconstruction, is the best answer to that bias.

Is lane splitting legal?

It depends on the state. A few states allow lane splitting or lane filtering under set conditions, and most prohibit it. If you were lane splitting where it's illegal, it can affect fault but may not end your claim.

What does my motorcycle insurance cover after a crash?

It depends on your policy. Uninsured and underinsured motorist coverage and MedPay are especially valuable for riders. Check your declarations page.

What should I do with my damaged bike and gear?

Keep them as they are until you talk to a lawyer. Your bike, helmet and riding gear can be important evidence.

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