What if the driver who hit me has minimal insurance?

Your own underinsured motorist coverage may cover the difference, if you have it. A lawyer can also check for other policies, such as an employer's policy if the driver was working.

Who pays my medical bills while the claim is pending?

Depending on your state and policy, personal injury protection (PIP), MedPay or your health insurance usually pays first. Those payers may be reimbursed from your settlement later.

What if I was a passenger?

Passengers can usually claim against the at-fault driver's insurance, and sometimes against more than one driver. Passengers are rarely found at fault.

Does it matter that the police report says I was at fault?

A police report is important evidence, but it isn't the final word on fault. Photos, witnesses, video and vehicle data can tell a different story.

Can I still file a claim if I didn't go to the doctor right away?

Yes, but get care as soon as possible and tell the doctor about the crash. Delays give insurers an argument to reduce your claim. See delayed symptoms after a car accident.

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Car Accident attorneys in Wisconsin

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